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Your Bank Couldn’t Authorize This Payment Method: Fixed
7 min. read
Updated onMarch 28, 2024
updated onMarch 28, 2024
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Whatever app store you’re using, sooner or later, it’ll have some issues that you may not be able to resolve immediately, like users who have raised concerns over Microsoft Store payment problems.
One of the most common ones is the following:Check with your bank. Your bank couldn’t authorize this payment method.
Although you may not know what to do when such an issue arises, there are general fixes listed below that you can use to troubleshoot and resolve the matter and get your payment process back up and running.
How can I fix the Your Bank Couldn’t Authorize This Payment Method issue?
1. Update payment options
You can update and/or add a new payment method whenever you make a purchase, or manage all payment options by logging in to the Microsoft payments site with your Microsoft account.
To add a payment method, do the following:
If usingXbox Oneconsole toadd a payment method, do this:
Toupdate the payment method, do this:
Toupdate from your Xbox Oneconsole, do this:
Note: The country linked to your way to pay must match the country linked to your Microsoft account.
If you cannot update or add a payment option, check for the following:
2. Manage your money in your Microsoft account
You can do this in three ways – buy apps with the money, add money to your account, or redeem a gift card or code in your account.
The easiest way to do this is through the Microsoft redeem page, where you enter the 25-character code, select Next, and follow the on-screen instructions. To do this, you can either use your PC or Xbox console.
To redeem inWindows 10, do this:
To redeem from yourXbox console, do this:
For Xbox 360, connect to the internet and sign in, then press the Guide button>Games and apps>Redeem code. Enter the code and select Done.
Note:In case you are not able to redeem a card or code, it could be due to the following reasons:
3. Resolve error messages
4. Bank won’t authorize the purchase
Sometimes, Microsoft Store payment issues may be due to bank authorization challenges. If you’re using a new account, ensure it is activated and authorized for online or recurring billing.
Also, ensure that the card details appear precisely as they do on the card and your credit card statement, and if you made several purchases, wait for a day or two before trying again.
Check with your bank if you find the ‘Declined’ message recurring. They can advise if your card is approved or not for online, international, or recurring transactions.
We hope theCheck with your bank. Your bank couldn’t authorize this payment methodissue is gone from your device.
Before you go, be sure to visit our guide on dealing withpayment error OR-RWE-03 in Google Payfor more potential solutions.
Please leave a comment in the section below if you have any other Microsoft Store payment issues or if you could resolve them using any of these solutions.
More about the topics:Microsoft Store Fixes
Milan Stanojevic
Windows Toubleshooting Expert
Milan has been enthusiastic about technology ever since his childhood days, and this led him to take interest in all PC-related technologies. He’s a PC enthusiast and he spends most of his time learning about computers and technology.
Before joining WindowsReport, he worked as a front-end web developer. Now, he’s one of the Troubleshooting experts in our worldwide team, specializing in Windows errors & software issues.
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Milan Stanojevic
Windows Toubleshooting Expert
Before joining WindowsReport, he worked as a front-end web developer. Now, he’s specialized in Windows errors & software issues.
